divcapsr.html



            ABSTRACT


          SPECIFIC INVESTMENTS, SEARCH, PREFERENCES AND THE ECONOMICS OF
          MARITAL EXIT.


                The present paper uses a large national survey, from the UK
          to estimate a logit equation for the probability of ever having
          been divorced within a population of those who have ever been
          married. The survey utilised permits the construction of several
          variables, not hitherto deployed in econometric work, which
          measure aspects of partner search and relationship capital
          formation.  The results indicate that these things are important,
          along with tastes, religion, risk disposition and general human
          capital in determining divorce probability.


          SPECIFIC INVESTMENTS, SEARCH, PREFERENCES AND THE ECONOMICS OF
          MARITAL EXIT.



          I.Introduction.

                 Divorce is one of the major features of modern life with
          important implications for public policy; indeed the Social
          Security Administration in the United States routinely attempts
          to predict the number of divorces. Research in the USA [Martin &
          Bumpass(1989) cited in Lillard & Waite(1990)] suggests that 2/3
          of all first marriages will end in divorce and that remarriage
          with new partners are no less prone to dissolution. On current
          projections, the figure for first marriages in the U.K. is 40%;
          the annual divorce rate in England and Wales in 1989 was 13 per
          1,OOO marriages, six times the 1960 rate. Even in a less divorce
          prone nation such as Denmark [Jensen & Smith(1990)] the divorce
          rate increased substantially in the 1980's. The crude divorce
          rate has shown a general upward trend in most industrialized
          nations since the mid-1960's.

                There have been many econometric studies of divorce
          with an initial Becker-inspired focus on the role of general
          human capital in choice, and a later preoccupation with the
          impact of legislation (specifically no-fault laws) on divorce
          rates [see e.g. Peters(1986,1992), Smith(1997),Clark(1999)].
          Little attention has been paid to the role of partner search and

          relationship specific capital formation with the exception of
          Chiswick and Lehrer(1990) which uses some measures of marriage
          specific human capital in examining re-marriage likelihoods. A
          more general discussion, without econometric estimates, by Frey &
          Eichenberger(1996), infers that current high rates of divorce are
          an index of a faulty matching process in the partner search
          market in contrast to the picture painted in various formal
          treatments of the matter [Gale & Shapley(1962),Bergstrom &
          Bagnoli(1993), Burdett & Coles(1997)]. Apart from these papers,
          not much has been said by economists about the effect of the
          search process on the stability of marriage although scholars in
          other fields have made many relevant contributions [La Gaipa
          (1982), Karney & Bradbury(1995), Shackelford & Buss(1997)].

                The present paper uses a large national survey, from the UK
          to estimate a logit equation for the probability of ever having
          been divorced within a population of those who have ever been
          married. The survey utilised permits the construction of several
          variables, not hitherto deployed in econometric work, which
          measure aspects of partner search and relationship capital
          formation.  The results indicate that these things are important
          with there also being notably different results for men and
          women.

          II.  Background.
                Economists would seek to explain movements in the divorce
          rate in terms of a rational choice to dissolve a partnership

          which was initially entered into on the basis of maximizing
          expected utility. The specified regression equations are derived
          from models of utility maximising individuals operating with
          discounted lifetime profiles. The rationale for marriage lies in
          gains from trade through specialization, economies of scale in
          consumption and sharing public goods [Becker(1991),
          Grossbard-Schectmann(1982,1984, 1995)] . The role of the search
          market is to match partners optimally [Becker et al. (1977)]. The
          main burden of search related explanation falls on the earnings
          variables for the partners. Becker (1981,p.231) explains the
          pattern of earnings coefficients in divorce regressions as due to
          the fact that [ceteris paribus, of course]:

          "women with higher earnings gain less from marriage than other
          women do because the higher earnings reduce the demand for
          children and the advantages of the sexual division of labour in
          marriage".

              Higher wages for women also make it easier for them to
          survive divorce and therefore make it more likely that an
          unsatisfactory union will be brought to an end. Education would
          tend to display a smilar sign to wage rates as it will proxy
          unmeasured elements of permanent income.

                Following Becker et al.'s [1977] lead, most authors have
          looked for the impact of search in terms of the human
          capital/earnings coefficients. That is, the woman who has a
          higher expected future wage may be more likely to divorce

          because, in search terms, she is better able to support herself
          whilst re-searching the partner market. There are potentially two
          conflicting elements here: exogenously given higher
          earnings/human capital facilitate more efficient search and thus
          reduce the likelihood of a mis-match but at the same time they
          make exit easier if there was some exogenous shock in terms of
          the available supply of partners 'outside' the relationship. This
          neglects the effect of capital formation whilst searching

          III. Sketch of a model.

               In this section we extend the traditional marital formation
          model to encapsulate the impacts of pre-marital search and
          capital formation. The usual place to start in any economic model
          is with the assumption of utility maximisation, under given
          tastes,  although considerations of pervasive uncertainty, which
          is costly to eradicate, may lead to a shift to a satisficing
          model. Satisficing models have not been found in the marital
          search literature with the exception of Todd(1997).

                Thus the basic individual function is:

          (1) U = U(X,P)

                Utility is derived from private goods (X), such as food,
          and  semi-public goods (P), such as consumer durables like
          televisions, in which there may be scale economies from sharing

          in a household context. The scale economy aspect has long been
          recognised in the old cliche that 'two can live as cheaply as
          one'. None of this satisfactorily motivates the formation of
          mixed sex households consisting of a single dyad plus their own
          offspring viz. the conventional notion of a family. There is thus
          an issue of 'why does the family exist' analogous to the
          provocative question posed by Coase (1937) on the theory of the
          firm and carried into the modern day by Williamson (1975,1976).
          The broad ultimate answer in the family case is, of course, the
          same as in the firm context viz. transaction costs. But, costs of
          transaction over what exactly?

               In the standard model the key motivation for family
          formation is supplied by treating offspring as local public goods
          [Weiss & Willis(1985)]. An investment in the child by either
          parent generates external benefits for the other and this may go
          on even after separation or divorce.  One incentive to stay
          married then must be the wish to capture consumption benefits of
          investment in children which might otherwise leak out to the
          uncompensated gain of the other parent. The specific legal
          institutional forms of marriage can therefore be rationalised as a
          response to the transactions costs issues surrounding personal
          investments in family set-ups [Allen(1990)]. From an economic
          point of view, the absence of polygamy and polyandry in developed
          economies [cp. Bergstrom (1996)] is thus a manifestation of
          transactionally  efficient law making rather than merely the
          result of an exogenous moral/social curb. The Chicagoan models of

          marriage and divorce have tended to neglect the effect of capital
          formation, that goes on during partner searching and thus ignore
          the insights contained in Becker and Stigler's wide ranging 1977
          paper on tastes.  Certain investments may increase the discounted
          utility of a marriage. This becomes more important when we add
          some key arguments to that of 'progeny as public goods' in the
          utility function. These are: recreational sex (S) and intrinsic
          needs for comfort, security, companionship or whatever (M) as
          conceptualised in the papers of Cameron & Collins(1997, 1999) on
          'dating' as search behaviour. These goods can be obtained without
          recourse to marriage [1] and yet many people marry without
          inmediate production of progeny. Part of this could be a case of
          'locking in' for future use the genetic input of a suitable
          partner. Yet some partnerships are surely formed because the
          intensive and extensive costs of searching for S and M are
          thereby reduced.

                The augmented utility function is then:

          (2) U=f(X,P,S,M,H)

          where X and P are as before with P including children along with
          tv sets, refrigerators and so forth. S = sexual services defined
          broadly to include any sexual arousal or gratification received
          from interaction with a partner and M = companionship broadly
          defined to include non-sexual exchange. We assume continuous
          substitutability and convexity between S and M, at least over

          certain ranges of the utility function. The H variable is a
          reference group comparison which is a symbolic value attached to
          being married because of the status it may confer. Conceptually
          there is no reason why this should not be, in some cases a
          negative valued index. That is, in concrete terms, an individual
          could purposefully get married to experience S,M and economies of
          scale because the marginal net gains in those areas offset the
          private distaste or referential stigma of marriage which might be
          felt in a particular place or time.

                 Despite increasing rates of divorce, and a considerable
          drift up over time in the age at marriage most heterosexuals
          still enter into the marital state at some time. Indeed, so
          ingrained is the symbolic value of marriage that many homosexuals
          campaign for the right to it up to the level of being allowed to
          adopt children.. So assuming that most individuals expect to
          consume at least one marriage, how do they engage in search and
          investments which will enhance its productivity.? Firstly they
          may 'practice' on would-be partners. Entering the marital state
          with no experience in coducting the relevant negotiations,
          allocating the division of household labour and so on may
          greatly jeopardize stability. From this perspective, increased
          rates of cohabitation [see  Ressler & Waters(1995). Smock &
          Manning(1997)] might be indicative of a higher value placed on
          marriage revealed in a large degree of intensive search over the
          present partner prospect combined with capital formation for
          potential future liaisons. Given a generally favourable outlook
          on marriage, it follows that a relatively high value

          placed on H might lead to rapid re-marriage, following
          dissolution, as indeed seems to the the case, rather than marital
          stability.

                In addition to such 'learning by doing' in relationships,
          individuals may also be engaged in a process of discovery of
          their own preferences over the S and M arguments in their
          utility function. It seems unreasonable to regard tastes for
          these things as perfectly known, even if they are given at the
          outset of partner search as they are 'experience goods' where
          tastes may be acquired, cultivated and even discarded after an
          exploratory phase. In a situation where one's tastes are evolving
          along with a growth in capital, which is general to any
          relationship rather than specific to the present one, it may be
          inefficient to become locked in to the present relationship
          through the contract of marriage. It can be argued that the
          'shocks' facet of the original Becker,Michael, Landes(1977)
          handles this to some extent but it does not spell out the search
          and capital formation that might influence the risk of a 'shock'
          shortfall in returns to marriage from those expected.


                There are some fairly clear intuitive notions about the
          profile of returns to investment and search [broadening search to
          include the discovery of one's true preferences in the
          definition] in the partnership market although it is hard to
          reduce all such activity to a single valued index. There may be

          positive, if diminishing, returns to any future established
          relationship from the prior number of partners sampled and to the
          amounts of time spent with individual partners. Any such sampling
          does of course generate idisoyncratic relationship capital, of no
          value outside of dealings with the person at hand, along with
          generalised capital of relevance to all relationships.  The cut
          off point where it is optimal to discard the samplee (assuming
          that the individual treats the probability of being a discard as
          beyond control) will depend on the balance of these elements
          along with the risk attitude of the sampler in view of the fact
          that the utility stream of future prospects is more difficult to
          evaluate than that of present prospects. After some time interval
          there will be no growth in the transferrable skills/assets being
          accumulated in a trial/training relationship. The nearest that
          the economic literature gets to considering this issues is in
          looking at the influence of age at marriage as instanced in the
          following remarks by Sander & Ferber(1989,p.19) [cp.
          Lemennicier(1988,p.66)]:

          "Economic theory suggests that those who take more time to
          search are likely to be more successful in finding a compatible
          mate. Additionally, one might recognize that individuals become
          more mature and perhaps make wiser choices for that reason.
          Whatever the reason, age at marriage has been found to be related
          to the probability of marital disruption" age at marriage



                It is not necessarily age at marriage that is the crucial
          factor: rather age broadly correlates with experience of
          exploratory partner search and capital investment. Further, early
          marriage tends to be associated with early child bearing which
          can be a very disruptive shock element in a scenario where there
          has been a poverty of investments in relationship conduct such as
          bargaining over the allocation of time to tasks. Accordingly this
          paper eschews the age at marriage variable in favour of variables
          for the age at first child birth plus variables to measure the
          degree of 'lock in' to early relationships which might cause an
          individual to 'miss the boat' in terms of relationship specific
          capital formation I am ignoring throughout any possibility of a
          "grass is greener on the other side" externality which may also
          show up in some of the variables unique to this study.

          IV.  Data and expectations.

                The estimated equations use the National Survey of Sexual
          Attitudes and Lifestyles which has a large sample and a wide
          range of variables. The NSSAL survey was carried out, by
          professional market researchers, in the UK in 1990/1. This was a
          rigorously conducted survey of 18,876 adults of ages from 16 to
          59. The questions were extensively piloted and a lengthy in
          person interview was combined with separate self completion
          schedules in an attempt to ensure greater accuracy in response to
          the more 'sensitive' questions.  Although the primary purpose of

          the study was to examine whether there had been discernible
          behavioural responses to the threat of HIV/AIDS, it was conducted
          in the context of a thorough examination of the overall
          lifestyles and socio-economic circumstances of the individuals.
          The sexual content was revised carefully in order to ensure the
          maximum participation, across all demographic groups, by avoiding
          fall out through embarrassment or distaste. Two samples are
          available. The 'long' version comprises 4,548 individuals and
          contained a detailed investigation of religious beliefs and
          sexual attitudes. The 'short' version is used here in order to
          get a larger sample of data. The data were provided, on a CD-rom,
          by the ESRC Data Archive at the University of Essex.

                There have been many econometric studies of the
          determinants of divorce [see Cameron(1995) for a detailed
          review]. The majority of these are American and many use large
          samples of individual level data.  The precise nature of the
          model tends to vary with the exigencies of the sample used. At
          the most sophisticated level hazard modelling is used [Lehrer
          (1988),Starkey(1996)] to examine the sequential probability of
          dissolution at all stages of a marriage. The hazard rate is
          usually restricted to a five year period over which couples
          legally married at the start of the period are followed.
          Obviously this requires panel data on couples who were once
          married whilst the data in the present study is a one off cross
          section for only one person from a dyad. This is less than ideal
          but we persevere because it gives us access to variables not

          found in other work. Some studies have used only male or female
          data to fit the estimating equations with the other partner's
          characteristics featuring as independent variables in the
          equation. This paper estimates separate male and female
          equations.

                The present sample is for 'ever married' men and women,
          aged 16-59 by 1990-1, giving samples of 6060 women and 6934 men.
          The names and definitions of the variables are shown in Table 1.
          The data used do not contain any explicit measures of wages or
          earnings.  However education will form a good proxy given its
          relationship to lifetime permanent income. If we follow Becker's
          original argument then the expectation is of a positive sign for
          women and a negative sign for men based on specialization in
          household production. However there may be offsetting negative
          effects if higher permanent income results in more efficient
          search.

                Turning now to the capital and search variables. One
          measure of potential validity in a UK context is the nature of
          the school environment.  Proximity to the opposite sex whilst
          being educated may generate a joint product with schooling of
          easing the facility with which one interacts with them. This
          would lead one to expect a negative coefficient on the variable
          SINGSKL which is a dummy for having been at a single sex school.
          Unfortunately the measurement of 'training' in relationship
          capital formation has to be focused heavily on the sexual element

          as the measures available require this. The major variable used
          is FSEXUN3 which is to capture the case of brevity of the
          relationship developed with the first sexual partner. The number
          of partners is obviously a candidate for use but this is not
          provided in the 'short' questionnaire. A 'gap' variable NSEXUN3,
          representing brevity or otherwise of the transition to the second
          sexual partner, is included as a control for errors in
          interpreting FSEXUN3. That is, there may be some 'taste'
          difference between people who have a short first sexual
          relationship and move quickly to the next and those who move
          slowly to the next.

                As this is an eclectic approach, we make some attempt to
          measure the strength and variety of tastes for S. Scitovsky(1976)
          argued that the need for variety is a neglected factor [2] in the
          study of demand in general. The pure strength of tastes for S is
          married by the age at first intercourse which means this set of
          dummy variables should have positive coefficients for the
          youngest age group diminishing to negative ones as the reference
          group age is passed. It is widely accepted in the social biology
          field [ Wellings et al. (1994)] that a good proxy for variety in
          tastes for S is ever having had any homosexual encounters.
          Although this may indicate a latent preference for a homosexual
          sexual orientation which might precipitate marital dissolution in
          any case it is also reflective of an exploratory set of
          preferences. Hence the relevant variables are expected to have a
          negative sign.

                We use various measures of risk taking disposition which
          might would probably be regarded as taste measurement from a
          mainstream perspective as such a view would tend to make a
          blanket assumption of risk neutrality of risk aversion without
          any explicit stipulation of any thing such as variations
          in the Arrow-Pratt measure.  It is expected that AIDSHI, CONDO1ST
          and CONTROL will have negative coefficients as they are all
          dummies for which a 1 value reflects greater risk aversion
          [although CONTROL may also capture other personality dimensions
          than risk taking per se].

                It is generally found in the typical study of recent
          transitions from marital to dissolved states that the presence of
          own children is a negative influence on dissolution probability.
          As this study is of the cumulative likelihood of all those who
          have ever been in the marital state ever having experienced a
          dissolution then it is not necessarily the case that the same
          result will be anticipated. For example, in the case of a second
          marriage, the presence/existence of children from a previous
          relationship may contribute positively to the dissolution
          probability of the current union.

                As mentioned in the last section, the common focus on the
          age at marriage conflates search and relationship specific
          capital factors. Age at first marriage is likely to correlate
          with age at first sex and age of first child born. As early child
          birth is expected to be problematic due to insufficient

          relationship specific capital formation it is expected to be
          positively related to dissolution probability,

                In the literature, measures of the frequency of religious
          observation indicate a negative correlation with divorce
          probability [Lemmenicier(1979) Lehrer(1988), Starkey(1991)] and
          there are also denominational differences [Sander &
          Ferber(1989)]. For example, Roman Catholics display a lower
          propensity to divorce reflecting observance of the teachings of
          their faith. Clearly the way in which religion works is through
          lowering 'tastes' for divorce via the possession of higher levels
          of 'god appreciation capital' [Cameron (2000)]. It is possible
          however that mis-specification in past work has over estimated
          the direct effect of religion on the probability of dissolution
          within a union.  As religion will influence search behaviour in
          the market for marital partners and attendant marriage related
          capital formation it will also have an indirect effect. Religion
          may also improve the efficacy of search by eliminating
          'fuzziness' in product search and imposing a large amount of
          cheap pre-screening of the pool of candidates.

                A number of additional dummies for ethnic origin and region
          are included to control for any residual variation.



          V. RESULTS.
                The results of estimating the logit equations for ever
          having had a divorce are shown in Tables 2 and 3.

                First we look at the religion variables. These confirm the
          finding, in the few econometric studies that consider religion,
          that it is an important inhibitor of divorce probability.
          However, there is little sign that being Roman Catholic, or Jewish
          per se has any impact. The inhibition comes through level of
          observance of ceremonies rather than denomination.  There is some
          support for the ASIAN dummy as a divorce inhibitor and this to a
          considerable degree reflects religious factors.  It should also be
          borne in mind that support of south Asian religions requires
          higher stipulated attendance and thus there will be an additional
          impact through the GOCHURCH term having a larger mean.

                There is no impact of the education variables for women
          but the usual negative impact is found for men at higher levels
          of education [OLEVEL is not significant and DEGREE has a larger
          coefficient than ALEVEL]. These results contrast with the
          suspicion of a positive education-adultery relationship in these
          data [Anon. (1997)] suggesting that adultery and marital
          dissolution may be gross substitutes for the more highly educated
          man.
                Broadly speaking the older people are, the more likely
          they are to have ever been divorced suggesting that the
          cumulative risk factor is dominating any secular trend towards

          greater mis-matching. The only exception to this is found for
          men in the 50-59 group who are no more likely to have ever been
          divorced than men in the 30-39 group.
                The risk and variety seeking variables conform to
          expectations with the exception of the AIDSHI and CONDO1ST
          variables being insignificant for women.
                Single sex school is not significant in any of the
          equations. For the early sexual experience variables, the gap
          between the first and second relationships dummies is not
          significant in any case whilst the dummy for brevity of the
          relationship with first sexual partner is only significant in the
          male equation. Notably it is negative suggesting that this
          strategy of capital formation is beneficial to the longevity of
          contractually established unions. All of the variables for age at
          first sexual intercourse are significant in all cases. For both
          men and women, delay until being over 21 is a deterrent to
          divorce risk compared with the reference group of 18-20.

                The age at birth of first child is a significant
          contributor to both male and female dissolution risk with an
          interesting time pattern. The later first birth is delayed the
          less is the risk of divorce which conforms to expectations.
          However the dissolution risk reduction is gone by age 29 for
          women but not for men.
                Along with delayed production of progeny, the delay of
          sexual intercourse per se also contributes to a reduction in
          dissolution probability.  All of the dummies are highly

          significant showing an uninterrupted declining profile. A gross
          decline with age would hardly be surprising as there are many
          factors due to culture and religion which might jointly determine
          low divorce probability and low a delayed incidence of first
          sexual intercourse. Yet, these logit results show the net impact
          of delayed virginity loss holding the other covariant factors
          constant. It is likely, as argued above, that this indicates
          taste variation (in terms of the marginal utility of substitution
          of S for M, marginal utility of child 'quality' etc.) within the
          core population rather than any kind of deliberate strategy to
          optimize search.

          VI. CONCLUSION.
                There has been a steady flow of econometric papers on
          marital dissolution on a variety of data sets but most with
          broadly the same foci on legal provision for divorce and the
          impact of relative non-specific human capital endowments of the
          partners. This paper is unique in the literature in employing a a
          large data set that is much more oriented to the formation of
          sexual partnerships than those normally used by economists.
          Within this data set, we were able to find questions that could
          be used to construct measure of early investment and search
          activity in the market for relationship partners. These were
          shown to be significantly related to the accumulated likelihood
          of ever having had a marriage dissolved. Measure of risk taking
          disposition and religiosity were also significantly related to
          observed dissolution probability.

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          FOOTNOTES
          1. Lane(1994) argues that the rising marginal value of time and
          other factors such as the high variance of returns to investing
          in friendship with people compared to other investments are
          creating a rising tendency to loneliness. Under certain
          circumstances this may create an added inducement to attempt to
          buy into a quasi-permanent technology of loneliness abatement
          such as marriage.
          2. See Trivedi(1999) for a more modern treatment.

          TABLE 1: VARIABLE NAMES AND DEFINITIONS

          NAME                  DEFINITION

          EVERSEP  =1 if individual has seperated from a legal marriage

          GOCHURCH    frequency of atendance at church converted to
          annual equivalents from interval answers
          JEW      =1 if Jewish
          RCATH    =1 if Roman Catholic

          BLACK    =1 if gives ethnic origin as black
          ASIAN    =1 if gives ethnic origin as Asian
          OTHRACE  =1 if non white,black or Asian

          AGEL20   =1 if aged under 20
          AGEL30   =1 if aged 20 to 29
          AGEL50   =1 if aged 40 to 49
          AGEL60   =1 if aged 50 to 59

          OLEVEL   =1 if highest educational qualification is 'O'levels
          ALEVEL   =1 if highest educational qualification is 'A'levels
          DEG      =1 if highest educational qualification is degree
          OTHQL    =1 if highest educational qualification is a other
          SINGSKL  =1 if attended single sex schools

          NATKIDS  =1 if has any natural children
          FBL18    =1 if first child was born at age<18 FBL21="1" if first child was born at age 18-21 FBLM29="1" if first child was born at age 30+ AIDSHI="1" if thought that multiple partners caused a high risk of catching HIV/AIDS CONDO1ST="1" if used a condom during first sexual experience CONTROL="1" if respondent feels they are in control of their lives HOMONCE="1" if had ever had one homosexual experience HOMMORE="1" if has had more than one homosexual experience FSU16="1" if first intercourse was at age<16 FSU18="1" if first intercourse was at age 16-18 FSU25="1" if first intercourse was at age 20-24 FSO25="1" if first intercourse was at age 25+ [omitted category 18-19] FSEXUN3="1" if first sexual intercourse did not lead to more than a three months relationship with the partner. NSEXUN3="1" if there was a gap of less than three months between first and second sexual partners The following dummies are="1" for the name of the region stated EANGL East Anglia EMIDS East Midlands GLOND Greater London NWEST North West SCOTL Scotland SOUTHE South East SOUTHW South West WALES Wales WMIDS West Midlands YANDH Yorkshire and Humberside [omitted category: NEAST="North" East]  TABLE 2: LOGIT ESTIMATES OF FEMALE DIVORCE EQUATION Variables in the Equation Variable B S.E. Wald df Sig R Exp(B) FSEXUN3 .0655 .1144 .3276 1 .5671 .0000 .9366 NSEXUN3 .3131 .2382 1.7270 1 .1888 .0000 1.3676 FBL18 1.1188 .1666 45.1183 1 .0000 .0846 3.0612 FBL21 .7750 .0931 69.3174 1 .0000 .1056 2.1706 FBM29 .1443 .1310 1.2131 1 .2707 .0000 1.1552 AGEL20 1.7273 .6334 7.4373 1 .0064 .0300 .1778 AGEL30 1.1812 .1207 95.7780 1 .0000 .1247 .3069 AGEL50 .5395 .0861 39.3102 1 .0000 .0787 1.7152 AGEL60 .4569 .1105 17.0844 1 .0000 .0500 1.5791 AIDSHI .0456 .0789 .3339 1 .5633 .0000 1.0467 ALEVEL .0208 .1012 .0424 1 .8369 .0000 .9794 ASIAN .6171 .3687 2.8022 1 .0941 .0115 .5395 BLACK .0752 .3142 .0572 1 .8109 .0000 .9276 CONDO1ST .0874 .0730 1.4311 1 .2316 .0000 .9164 DEG .1418 .1596 .7896 1 .3742 .0000 .8678 EANGL .2297 .2295 1.0023 1 .3167 .0000 1.2583 CONTROL .2033 .0704 8.3434 1 .0039 .0324 .8160 EMIDS .3527 .1935 3.3205 1 .0684 .0148 1.4228 FSO25 1.5735 .2897 29.5071 1 .0000 .0675 .2073 FSU16 .7240 .1481 23.9135 1 .0000 .0603 2.0627 FSU18 .3543 .0896 15.6562 1 .0001 .0476 1.4252 FSU25 .3631 .0979 13.7407 1 .0002 .0441 .6956 GOCHURCH .0088 .0025 12.5884 1 .0004 .0419 .9912 GLOND .5349 .1949 7.5291 1 .0061 .0303 1.7072 HOMMORE .8211 .4849 2.8675 1 .0904 .0120 2.2729 HOMONCE 1.0517 .2871 13.4186 1 .0002 .0435 2.8626 JEW .7119 .4973 2.0488 1 .1523 .0028 .4907 NATKIDS .7926 .1901 17.3846 1 .0000 .0505 2.2091 NWEST .3614 .1812 3.9774 1 .0461 .0181 1.4354 OLEVEL .0623 .0851 .5367 1 .4638 .0000 .9396 OTHQL .1856 .2884 .4143 1 .5198 .0000 .8306 OTHRACE .0029 .3620 .0001 1 .9936 .0000 .9971 RCATH .0755 .1227 .3784 1 .5384 .0000 1.0784 SCOTL .0882 .1998 .1947 1 .6591 .0000 .9156 SINGSKL .0587 .0759 .5979 1 .4394 .0000 1.0604 YANDH .3811 .1869 4.1593 1 .0414 .0189 1.4639 WALES .1697 .2064 .6758 1 .4110 .0000 1.1849 SOUTHW .3481 .1923 3.2787 1 .0702 .0146 1.4164 SOUTHE .2801 .1729 2.6227 1 .1053 .0102 1.3232 WMIDS .2406 .1900 1.6037 1 .2054 .0000 1.2720 Constant 2.6443 .2717 94.7415 1 .0000 n="6060" 2 Log Likelihood 5391.637 Goodness of Fit 5975.565 Chi-Square df Significance Model Chi-Square 639.821 40 .0000 Improvement 639.821 40 .0000  TABLE 3: LOGIT ESTIMATES OF MALE DIVORCE EQUATION Dependent Variable: EVERSEP Variables in the Equation Variable B S.E. Wald df Sig R Exp(B) FSEXUN3 .3912 .0635 37.9133 1 .0000 .0626 .6762 NSEXUN3 .0497 .0985 .2549 1 .6136 .0000 1.0510 FBL18 1.6165 .2227 52.6935 1 .0000 .0743 5.0357 FBL21 1.0039 .0905 123.0555 1 .0000 .1149 2.7290 FBM29 .3180 .0841 14.2983 1 .0002 .0366 .7276 AGEL20 1.6107 .8871 3.2966 1 .0694 .0119 .1998 AGEL30 .7126 .0884 64.9506 1 .0000 .0828 .4904 AGEL50 .1923 .0690 7.7723 1 .0053 .0251 1.2120 AGEL60 .0888 .0755 1.3843 1 .2394 .0000 .9150 AIDSHI .2304 .0560 16.9546 1 .0000 .0404 1.2591 ALEVEL .2357 .0719 10.7390 1 .0010 .0309 .7900 ASIAN .8734 .2541 11.8124 1 .0006 .0327 .4175 BLACK .1377 .1909 .5206 1 .4706 .0000 1.1477 CONDO1ST .2550 .0573 19.7873 1 .0000 .0440 .7749 DEG .3269 .1053 9.6390 1 .0019 .0289 .7212 EANGL .0289 .1629 .0316 1 .8590 .0000 1.0294 CONTROL .3086 .0533 33.4626 1 .0000 .0586 .7345 EMIDS .0611 .1390 .1935 1 .6600 .0000 .9407 FSO25 .5890 .1347 19.1282 1 .0000 .0432 .5549 FSU16 .1807 .0902 4.0123 1 .0452 .0148 1.1980 FSU18 .2260 .0709 10.1485 1 .0014 .0298 1.2535 FSU25 .2256 .0767 8.6438 1 .0033 .0269 .7980 GOCHURCH .0073 .0020 13.6763 1 .0002 .0357 .9928 GLOND .3047 .1350 5.0941 1 .0240 .0184 1.3562 HOMMORE .4406 .2924 2.2711 1 .1318 .0054 1.5536 HOMONCE .3079 .1987 2.4025 1 .1211 .0066 1.3606 JEW .4697 .4022 1.3633 1 .2430 .0000 .6252 NATKIDS 1.4238 .2286 38.8026 1 .0000 .0633 4.1529 NWEST .2225 .1278 3.0300 1 .0817 .0106 1.2492 OLEVEL .0231 .0698 .1099 1 .7403 .0000 .9771 OTHQL .3723 .1796 4.2987 1 .0381 .0158 .6891 OTHRACE .1827 .2421 .5692 1 .4506 .0000 1.2004 RCATH .0148 .0949 .0244 1 .8758 .0000 .9853 SCOTL .0062 .1370 .0021 1 .9637 .0000 1.0062 SINGSKL .0499 .0582 .7353 1 .3912 .0000 1.0512 YANDH .0980 .1345 .5306 1 .4663 .0000 1.1029 WALES .0254 .1504 .0285 1 .8658 .0000 .9749 SOUTHW .1833 .1364 1.8057 1 .1790 .0000 1.2012 SOUTHE .0364 .1185 .0943 1 .7588 .0000 .9643 WMIDS .1724 .1322 1.7010 1 .1922 .0000 1.1882 Constant 1.7319 .2665 42.2497 1 .0000 n="6934" 2 Log Likelihood 8493.592 Goodness of Fit 6945.751 Chi-Square df Significance Model Chi-Square 682.753 40 .0000 Improvement 682.753 40 .0000