This is a version of a University of Bradford. Department of
          Social and Economic Studies Research Paper issued in January
          1996.

               WHITHER PSYCHOLOGICAL ECONOMICS?
           I. INTRODUCTION.
          "The borderlands of Economics are the happy hunting-ground of the
          charlatan and the quack, and, in these ambiguous regions, in
          recent years, endless time has been devoted to the acquisition of
          cheap notoriety by attacks on the alleged psychological
          assumptions of Economic Science.  Psychology, it is said,
          advances very rapidly. If,therefore, Economics rests upon
          particular psychological doctrines, there is no task more ready
          at hand for the intellectually sterile, than every five years or
          so to write sharp polemics showing that since psychology has
          changed its fashion, Economics needs 'rewriting from the
          foundations upwards'. Professional economists,absorbed in the
          exciting task of discovering new truth, have usually disdained to
          reply .." [Lionel Robbins(1932) p.84]

          "Economics is sometimes accused of being sterile,unrealistic and
          inhumane. We are often charged with ignoring psychological and
          institutional issues that may have most of the explanatory power.
          This stereotype has had some truths but it is becoming less
          accurate". [Eward P.Lazear(1991) p.108]

                Thus did Lionel Robbins seek to reject any attempt to
          widen economics beyond the basic constrained maximization
          approach.  Things are not so different today;Maital(1982) and
          Earl(1990a) provide an introduction to the current crop of those

          who Robbins would dub quacks and charlatans. The quote from
          Lazear might suggest that things ARE different but it will become
          apparent that there is not a fundamental shift in the use of
          pscyhology in economics.
                The basic position espoused by Robbins is that 'new truths'
          are found by working out the implications of a 	homo economicus	
          conception of the individual.  This conception itself is not to
          be challenged as it is an eternal verity. As a consequence of
          this the maximization principle was treated as apodictic in the
          formation of modern micro theory. It was seen as the 	current
          psychological doctrine	 by the early marginal utility theorists
          in the late nineteenth century. Their research agenda could in
          principle allow for a recasting of economic theory in the light
          of advances in psychology.  One of the most basic facts about
          Jevons work [Black 1970] is that, in modern terms, it was an
          attempt to complete the research program of Jeremy Bentham
          through mathematical formalization.  An inevitable consequence of
          mathematical formalization is that certain subtleties and
          philosophical niceties get lost in the process [see
          Mirowski(1991)]. There is a narrowing down of the image of
          humankind. The hardening of economics, in imitation of the
          physical sciences, has rested on the idea of a homogeneous
          economic man. One implication of this is that, holding price and
          income factors constant, the behaviour of individuals will be the
          same apart from random variability in tastes. This has defined
          the research program of modern economics as evidenced in the
          manifesto of Becker & Stigler (1977). Problematic phenomena have

          been dealt with by expanding the range of price and income
          factors. The most potent tool in this process has been human
          capital. The work of Becker and his students consists almost
          entirely of unfolding the ramifications of human capital.  Thus
          has economics advanced into the analysis of all areas of human
          activity. Crime,sucide, religion divorce etc. have been examined
          without any apparent need for moral deliberation or specialist
          knowledge beyond the fundamentals of constrained optimization and
          interpretation of regression package output.  In essence, the
          same psychological theory adopted by Jevons and endorsed by
          Robbins still holds sway in the core of economics.


          II. PSCHOLOGICAL ECONOMICS OR ECONOMIC PSYCHOLOGY.
                A quack or charlatan in Robbins definition would presumably
          call their work pscyhological economics. This is not a term
          readily found and there is no school of psychological economics.
          There are mavericks (like Peter Earl) who do this work but they
          are forced into bed with 'economic psychology' for example
          Earl(1990) is the only economist who wants to put Kelly's
          personal construct psychology at the centre of economics and his
          publication of it is in a product of an economic psychology
          conference.  He titles the last section of his survey (1990A)
          'Toward a Normal Science of Psychological Economics' and sees no
          hard and fast distinction between economic psychology and
          psychological economics.


                It is time to say a little bit about economic psychology.
          Economic Psychology has a high profile through IAREP(Internationl
          Association for research in economic psychology) and its Journal
          of Economic Psychology , a recent ESRC funded, in the U.K.,
          research program and textbooks such as Furnham et al.(1994).
          There is no such background of Psychological Economics although
          textbooks do exist [Maital(1982).  IAREP is dominated by
          psychological work on economics such as an exploration of the
          beliefs people attach to money. The psychological economist
          would, in contrast, still focus on prices and quantities albeit
          with psychological input. Prices and quantities are of little
          concern to economic psychology as can readily be seen in Furnham
          et al.(1994) and earlier textbooks in the field. I am suggesting
          in the above that there is little discourse between psychology
          and economics rather there are economists who borrow some
          psychological theory and psychologists who do psychological
          things with 'economics' topics

                We want to consider in this paper the nature of a
          paradigmatic discourse involving psychology and economics.
          Coats(1976) did just this for psychological economics. My paper
          will consder the validity of his position then and now. One
          potentially useful by-product of this is that we might find a
          means of categorising or schematicising the various schools of
          economics which dare to be different from the neoclassical
          hegemony.


                Economic psychology can be viewed as 'normal science'.
          Routine empirical testing is carried out.  There is a well-defined
          agenda, for example spending patterns, money and debt problems
          are frequently researched whilst there appears to be no work by a
          psychological economist on crime despite the fact that this is a
          frequent research topic in both economics and psychology.  There
          is also a glaring absence of interest in psychological factors
          in the difference in national growth rates. The book by
          McClelland(1961) is the only empirical work on this topic. At its
          most basic psychological economics would involve bolting on some
          psychological measures to a standard economic model.[see e.g.
          Starkey(1991), Bartlett(1990), Hudson & Jones(1994) Earl(1990a)
          Cameron(1991)].

          III.  Historical backgound
                Given the wide range of his comments on the motives for
          human behaviour it is probably fair to call Adam Smith a
          psychological economist. In classical economics the core of the
          discipline was given a sharper focus. Economists like the Mills
          believed that they were adopting state of the art psychology. It
          is notable that Marx attacks many aspects of classsical
          economics but seems to retain enthusiasm for homo economicus.
          The first serious assault came with the antagonism of historical
          (or social) economists in the latter part of the nineteenth
          century when Marshall was the major target [see Cameron(1982)].

          In fairness it should be pointed out that Marshall was not a
          rigorous adherent of homo economicus 	in his discussions	 although
          the formal aspects of his work seem rigidly tied to homo
          economicus.
                In the U.S. attacks were frequent in the early decades of
          the twentieth century due to the influence of instituional
          econmics. The book by R.G.Tugwell(1924) is a good example of the
          attack strategies. A notable chapter by Paul Douglas(1924)
          goes through the history of great sientists and big entrepreneurs
          to show the strength of non-economic i.e. psychological factors.
          He justifies this as follows:
          "We need imperatively to know more about the relative prevalence
          and strength of man's desire to do a workmanlike and efficient
          piece of work;of his ability to sacrifice for a principle,an
          institution , or a person;and of his craving for recognition by
          others. It is a serious count against the neo-classical school
          that they ahave either denied or minimized the existence of such
          motives, or have brushed them aside with the statement that, for
          the sake of simplicity any consideration of them may be excluded"
          {ibid.p.155)
                By 1930, the attempt to infuse economics with pscyhology
          was soundly beaten. Latsis says of this: "the adoption of
          anti-psychologism as a heuristic canon is not only unnecesssary
          but, by restricting permissible types of explanatory
          generalization, may halt progress in microeconomics " [Latsis
          1972 p.229] Latsis is perhaps a little naive about the ideology

          of economists. Welfare economics and general equilibrium are
          seen as the highest pinnacles of the economist's art and
          psychological or behavioral intrusions may pose a great threat to
          the nice results obtained by the mathematically over-endowed. For
          example, economic psychologists Maital & Maital (1994) dare to
          suggest the adoption of a model in which indifference curves
          intersect.
                Coats(1976) shows how the neo-classicals beat off the
          challenge. Coats argues that the debate was useful to
          neoclassical economists as ".. the hard core of economics was not
          merely preserved intact; it was also reinforced, as its key terms
          were more careully specified. Moreover the protective belt of
          auxiliary hypotheses was strenghtened by the elimination of
          unnecessary and suspect propositions. The perfection of this
          approach came in 1948 with Samuelson's foundations. From the late
          1960's there have been dissenting voices ranged against
          neoclassical orthodoxy in the form of post-Keynesianism,
          radicals, the continuance of social economics and
          institutionalism and now with feminist economics.  None of these
          disciplines has a strong agreed core conception of the person at
          the base of their research program.

          IV. PSYCHOLOGY AND ECONOMICS SINCE 1976
                As mentioned earlier we need to distinguish between
          economic psychology and psychological economics. It is also
          necessary to distinguish 'add-on' psychological economics from

          fundamental recasting of the microeconomic base. The quote from
          Lazear in the quote at the head of this paper implies that
          normal science economics can embrace the add-on approach. It is
          easy to see why this happens as there is no threat to the
          citadel of welfare economics. Put bluntly, Robbins had no need to
          get so worried. Worry might persist if there is fear of a hard
          drugs/soft drugs model whereby dabblers with add on variables
          might succumb to fundamental recasting which makes economics
          'soft' and unmanly.

                The distinguishing feature of modern economics is the
          attempt to maintain a unified field theory. Model predictions are
          seen as, in a broad sense, universal. They are not regarded as
          entirely accurate as sources of error and randomness are
          admitted. There are thus certain qualifications attached. However
          a qualification of the form 'It depends on whether the agent is a
          Type X or a Type Y 	Person	' whether a change in an exogenous
          variable  will induce a positive/negative/no change in the level
          of a related activity would, not so long ago,not typically be
          found in the mouth of an economist.  Rather, 'it depends' would
          be followed by a statment about the structure of the utility
          function.

                The above typological prescription would have been seen as
          a weakening or softening of the scientific status of the
          discipline.  It is my contention that this sort of prescription

          would follow from an opening up of economics to allow for the
          dimensions of human personality. Avoidance of such typologically
          qualified prescription could be justified on the grounds that
          diverse behavioural responses can be explained without modifying
          the unified economic man approach. This is the substance of the
          attack by Brennan(1989) on recent attempts to bifurcate the
          objective function of economic agents. To take a simple
          illustration the finding that some people respond positively,
          others negatively and some not at all to the same policy change
          could be explained in terms of income and substitution effects
          which operate in opposite directions.  This kind of explanation
          allows divergent directional responses without invoking any 'type
          of person' arguments. A more sophisticated example of this kind
          of thing can be found in rational choice explanations of drug
          addiction which eschew any reference to traditional clinical
          notions of an 'addictive' personality [e.g. Becker &
          Murphy(1988)].

                Good examples of the one dimensional perspective of
          mainstream economics can be found in the treatment of household
          debt and AIDS. The experience of AIDS raises certain problems for
          orthodox micro theory. It has swept through society with amazing
          speed. From 1985 to 1989 deaths from AIDS, in the U.S., rose from
          8,183 in the year to 35,328 [Hellinger(1990)]. As death from AIDS
          is avoidable the recent experience is hardly Pareto optimal from
          the stance of conventional welfare economics. The standard

          response would fall into two parts. Firstly some deaths are due
          to information failure; i.e. some have died because they were
          ignorant of the true risks. Second, behaviour can be controlled
          through the price mechanism. If too many people are dying this is
          because the risky activity is underpriced. It follows that we
          should tax AIDS creating activities in order to reduce their
          supply. Notwithstanding the serious threat the latter poses to
          democracy it has been suggested by LLoyd(1988). The willingness
          to risk long run health for short run excitement can only be
          discussed in neo-classical economics in terms of a rate of time
          preference or risk preference.  Finding out why people have these
          tastes are not part of the agenda. Purity of discipline is
          maintained by dismmissing such tastes as pathological with the
          usual policy conclusion being that people who have such tastes
          deserve all they get. This is precisely the thinking that emerges
          when the standard economist applies his mind to the problem of
          household debt.

               Alec Chrystal seems to think that people are high powered
          rational expectations type utility maximizers in their approach
          to money management.(Let it not be forgotten that many of those
          who have problem servicing their debt have little education and
          are poor). He says:
          "There may be individuals who simply cannot be trusted with a
          credit line, or indeed with money. They are incapable of making
          rational allocations of the resources at their disposal. This is

          not a very common occurrence. It is a problem mainly in the eyes
          of some sectors of the media ..."
          [Chrystal(1991), p.17]
                A welcome, recent atypical paper by Lawrence Ausubel(1991)
          does adopt a typological approach in explaining certain facts
          about credit card interest rates. Whilst it is exciting that this
          paper occurs in the paramount organ of economics it is a little
          galling that Ausubel's explanation relies on a class of
          'irrational' consumers, who are only dragged in because the usual
          approach does not work, without there being any reference to
          relevant literature on economic psyschology. His 'irrational
          consumers' are those who think that they will pay off their card
          debt but somehow fail to get round to it. No model is provided to
          explain why they fail in this way!

                Mainstream economics is bereft of any systematic concept
          of the person. The economic agent is a maximizing machine serving
          as an atom in the competitive process. Individual choice is not
          itself seen as a process; ostensibly it is just another black
          box. Micro theory focuses on end states usually the long run
          equilibrium solution to 	given data	. This is not an analysis of
          choice in the sense that choice is a form of behaviour; it does
          not inquire into the evolution of the ultimate choice. According
          to Buchanan, [1969, p.47 in 1979 reprint] "The motivational
          postulate, the behaviour of 	homo economicus	, effectively converts
          the purely logical theory of choice into a science of behaviour".

          So, elementary calculus (the purely logical theory of choice)
          becomes a science of behaviour when we add the assumption of
          maximization of a utility function subject to restrictions. This
          rather gives away the game so vigorously defended by Robbins. The
          neoclassical treatment might be 	a	 science of behaviour but there
          is no guarantee that it should be 	the	 science of behaviour.  It
          is surely the epitome of being non-scientific to assume that one
          assumption is better than others when there is no conlusive test
          that rejects rival positions. Such a position may be influenced
          by criteria such as elegance and minimal assumptive content which
          come to have a higher relevance than truth.

                As emphasized by Frank Knight(1948) choice comes from
          beginnings which are but dimly glimpsed by the choosing agents.
          The focus on end states gives an analysis only of what is chosen.
          This is not the same thing as analysing choice.  The object of
          the theory is to explain the chosen, i.e. long run equilibria,
          not the act of choosing. Given this beginning we are ineluctably
          drawn into the problem of tautology as is shown in the cases of
          household debt and AIDS.  Any solution can be explained with
          reference to some original objective function that could have
          generated it. In philosophical and mathematical terms the
          approach is deterministic. The notion that individuals have free
          will is excluded by the desire to erect an unfalsifiable citadel
          of core concepts.


                An important factor behind the unified approach in economic
          theory is the direction imparted to the research program by its
          origins in a world of perfect certainty. The Walrasian general
          equilibrium model was worked out without allowance for
          uncertainty. This lead to well known problems with integrating
          money into the analysis. This has been seized on persistently in
          Post Keynesian critiques [see e.g. Eichner(1979)]. These have
          failed to see the implications of a proper treatment of
          uncertainty for the concept of a person adopted by the economist.
          Uncertainty in mainstream economics has been equated with risk
          and analysed using the subjective expected utility (SEU) model
          which has been subject to considerable criticism. Notwithstanding
          this the proposed alternatives have stayed within the same
          paradigm of finding ways of weighting outcomes with known
          probability distributions [see e.g.Machina(1989)]. Characterizing
          risk environments in this way poses few problems for the economic
          man; all that has happened is that there are some new price
          variables, the known probabilities to be ground through the
          maximization routine.  If one argues that uncertainty and risk
          are not coterminous and that uncertainty has the property of not
          being reducible to unique objectively determined quantities then
          we are left with a vacuum. Some principle of action is needed to
          render decision-making determinate. Post-Keynesians have
          responded to this with the notion of 'animal spirits'
          [Kopl(1991)]. The use of animal spirits looks suspiciously like
          another 'balck box'. Its status could be greatly strengthened if
          it was tied to some prior determinant such as the structure of
          personality.


                If we go foward with the idea that there are different
          personalities we must either decide on a schema or taxonomy of
          these personae or identify characteristics which define
          personality if rigour of analysis is to be maintained. If all
          persons were unique in terms of characteristics, relevant to
          economic behaviour, then systematic analysis would not be
          possible. The only type of research would be case studies. If we
          work with 'types' of agent people must be grouped into a
          sufficiently small number of types to make analysis manageable.
          One would also expect to build on pyschological work, of some
          kind, to justify a specific taxonomic undergirding.

                Here we enter the interesting problem of choosing a
          taxonomy or a bundle of characteristics approach. There are a
          number of contenders which have emerged from two basic routes.
          One is empirically assessed dimensions of personality as found in
          mainstream social psychological research e.g. Cattell(1967). The
          other is moral or humanistic as in the work of Fromm(1949) or
          Maslow(1971). The empirical approach derives from a hard-nosed
          positivism every bit as rigid as that espoused by neoclassical
          economists. The basic premise is that personality can be measured
          in terms of a series of traits. These can then be used to predict
          behaviour in a variety of spheres of activity. The traits are
          constructed by combining questionnaire responses into indices
          through the use of factor analysis. Factor scores can then be

          further correlated with measures of behaviour. The traits
          themselves are things like introversion,extroversion,
          neuroticism, obssesiveness, compulsiveness.  The personality
          approach in psychology shares with mainstream economics the
          assumption that motivation is not an important explanatory
          factor. In both cases the justification for this is that
          behaviours to be studied elicit similar levels of motivation from
          all individuals. In economics the motivation is of course utility
          maximization.  It is obvious that only a small degree of
          eclecticism would be needed for an economist to wander into this
          field. All that is needed is that personality is introduced as an
          explanatory variable which was previously regarded as given under
          the rubric of 'tastes'. The economist could then go to one of the
          manuals containing an extensive battery of test instruments such
          as American Psychiatric Association (1987). The most suggestive
          area for this is labour economics. In practice, what has happened
          is that economists use crude proxies for personality rather than
          performing psychological measurements; see, for example, cp.
          Bartlett et al. (1990) use study of executive compensation. The
          use of psychometric tests in personnel selection is well known.
          If firms behave efficiently then this must imply that
          productivity is functionally related to personality and that
          psychometric test scores should be included in the traditional

          MIncerian human capital earnings function.

                A strongly neo-classical economist might baulk at the above
          position but there are plenty of workers in applied fields such
          as labour e.g.Lazear whose lesser preoccupation with general
          equilibrium and welfare economics who should prove amenable.

                The notion of personality does not appear in economics as a
          rule. It is indicative of the contortions that will be gone
          through, in the mainstream,to preseve a unified model that
          Lazear(1991,p.107) refers to the personality of groups of people
          in the form of a firm in a section of his paper titled 'Applying
          Psychology to Economics' but nowhere refers to individual
          personality! Outside of the mainstream the post-Keynesians,
          radicals and institutionalists have consistently attacked the
          'one dimensional man' aspect of economics. However, they have not
          done a huge amount, other than emphasize habits, to bring forth a
          personality laden economics.

                I should provide some outline of the state of psychology as
          I am blatantly going against Robbins at the risk of being called
          a quack or charlatan. The mainstream in psychology focuses on
          measuring such things as attitudes using scales derived from
          questionnaires. The model of man is basically one of stimulus and
          response. It is quite easy to view necoclassical economics in
          these terms IF we leave out the utility maximization postulate,
          and by implication welfare economics, as price changes can be

          seen as a stimulus and quantity cahanges as a response.
                In the last five years, a 'new' psychology, discursive
          psychology has arisen. [Harre & Gillett(1994)] If psychological
          economics is to become a convincing alternative paradigm then a
          coherent social psychological foundation is needed. To date
          efforts in this direction have been dissappointingly piecemeal
          and limited tending to focus on hierarchy of needs ideas or dual
          preference models. something which they can slot in to an ongoing
          research program.

                The overall thrust is that Cartesian mind/body
          dualism must be abandoned.  This is seen at its extreme on p.81
          of Harre & Gillett where it is claimed that "social influences
          shape brain function".  The essence of a discursive approach is
          that individuals construct their self or identity through various
          types of skills including that of manipulating symbols of which
          language forms an important category. In economic terms the
          argument would become one that preferences are determined through
          social interaction rather than being exogenously given by a
          personality 'type' as in some forms of the 'old' psychology.
          Again this threatens conventional welfare economics. Choice is
          seen as a process whereby individuals make their own
          reality/identity as opposed to being a product of a pre-defined
          identity. Human cognition, it is argued, does not follow simple
          fixed rules in response to unambiguously perceived cues for
          action. A satisfactory cognitive model should have an "adequate

          representation of the rules of discursive activity" (p.79).
          Clearly price changes, in neoclassical economics, are
          unambiguously perceived cues for action.  There is here
          considerable opposition to a neoclassical approach at the
          fundamental level. One might expect that the significance of
          regression based research would be severely reduced.

                The authors give emphasis to the intrinsically moral
          nature of discourse. On p.104 they say, "I am located in
          a network of mutual obligations and commands to a manifold of
          other people and even to some animals" and on p.117 "I structure
          my activity in the light of prescriptive norms or discursive
          validations, which tell me how I ought to respond if I wish to be
          understood in this or that way". In economists' terms we are now
          facing the proposition that tastes are imbued with normative
          content as a consequence of their social construction through
          interaction with the moral universe of symbols and their
          interpretation by others.

                Recent work by economists on akrasia {self conctrol} has
          stayed within the utilitarian cast of neo-classical economics by
          positing two sets of preferences one of which is prefered to the
          other. Within such a schema, welfare improvements can be brought
          by the agent, or an external body, imposing a prior quantity
          constraint or additional price mechanism on the choice
          environment.  Harre and Gillett do not directly discuss this

          although their position can be gleaned from the following :
          "Rationally structured content used in recommending or validating
          the preferred course of action is not what the incontinent agent
          needs. The problem can not be solved merely by adding rational or
          causal weight on the right side of the scales." (p.119) This
          implies that weakness of the will can not be managed by the
          methods advocated by economists.  How it can be managed is
          described somewhat verbosely: "We would say overcoming akrasia
          involves a discursively learned skill of regulating one's
          behavior so that it conforms to the rule-governed significations
          one endorses in a given context" (p.119). One masters "the
          structurings of one's activity according to one's own discursive
          positionings"

                The revealed form of personality is personal identity
          which is essentially subjective as it is forged from interaction
          with others.  It is subject to disruption from forces in the
          subconscious etc.; according to Berger & Luckmann (1971,p.118:
          "The 'sane' apprehension of oneself as possessor of a definite,
          stable and socially recognized identity is continually threatened
          by the 'surrealistic' metamorphoses of dreams and fantasies
          (....). Identity is ultimately legitimated by placing it within
          the context of a symbolic universe"
                For an examination of consumer behaviour consistent with
          the thinking of Harre & Gillett and Berger & Luckmann see
          Douglas & Isherwood (1978). For a 'type of person' approach see

          the study of management styles by Kets de Vries and Miller(1988)
          who look at schizoid, paranoid, depressive and compulsive
          organizations.  This is in great contrast to neoclassical
          industrial organization which sees success or failure as due to
          market conditions, entrepreneurship and transactions cost.
          The only thinking about managers is in terms of agency where the
          relevant question is whether or not managers appropriate
          substantial

          V. APPLICATIONS.

                In the text I have at times referred to particular topic
          areas where the differences between psychological economics with
          add ons, fundamentally recast psychological economics and
          neoclassical economics. However it is easier to see the claims of
          a personality laden economics when some concrete questions are
          considered. Accordingly I give some topic areas where economics
          and psychology are in some degree of, or possibility of,
          discourse.
          ARE EXPECTATIONS RATIONAL ?
                Pschological literature and literature on decision-making
          [e.g.Chan(1982). ] emphasizes certain in built tendencies against
          rational expectations. Under prediction may have a different
          meaning from over-prediction or vice versa depending on what is
          being forecast. In general, people tend to be over-optimistic
          [Weinstein(1980) in expecting favourable life events.

          Chan(1982) gives the example of diagnosing mental illness from a
          group which contains normal people but no prior evidence is given
          on which are which; experts over predict the number of mentally
          ill.
                Ito(1990) analyzes panel data of biweekly surveys on the
          yen/dollar exchange rate expectations of 44 institutions for 2
          years. He finds as follows:
          (i) there are significant 'individual effects in expectation
          formation
          (ii) the individual effects show 'wishful thinking' exporters
          expect yen depreciation and vice-versa.
          (iii) many violate the rational expectations hypothesis
          (iv)  forecasts with long horizons showed less yen appreciation
          than those with short horizons.
                If anything casts doubt on the necolassical model then
          surely this does. A researcher sympathetic to rational
          expectations using data from individuals we would most expect to
          be rational decision-makers finds substantial departures from the
          model. This should not surprise perusers of psychological
          journals. This shows frequent findings that individuals
          generalize from uncharacteristic and ludicrously small samples of
          data; in the extreme case one observation. It is also found that
          academics qualified in the appropriate lore fails to obey the
          postulates of subjective expected utility model.

          DOES CAPITAL PUNISHMENT DETER?
                This is an area into which economists have moved with
          dramatic impact. No modification of the Chicagoan economic man
          approach has taken place in the process [see Cameron(1989)]. The
          assumption of utility maximization under stable preferences has
          been rigidly maintained. As punishment is assumed to,being
          painful, lower utility it is expected that increasing punishment
          associated with an activity to the level of death will greatly
          reduce that activity. It would follow, as recognised in research
          on labour economics, that carrots would work as well as sticks.
          There would be obvious difficulties in giving specific bonuses
          for not murdering people. This does not rule out the fact that
          the conventional model implies that giving resources to certain
          groups of the population would decrease the murder rate. The
          driving focus of economic research in this area has thus been a
          predisposition toward the existence of a deterrent effect
          [Cameron (1988)].

                Psychological theories have tended to go beyond this into a
          more dynamic concept of personality [see e.g. Eysenck(1970)]. One
          can find an argument for the efficacy of capital punishment
          within the psychological paradigm in that the exercise of
          punishment may condition a moral conscience. However punishment
          will not be a universal preventative.  The response of
          individuals depends on whether they are extroverts or introverts.
          The former respond poorly to conditioning whilst the latter

          respond well.  All types of punishment run the risk of being too
          severe for the easily conditioned.  As Eysenck says(1970,p.169)
          "the attempts of society to treat both types alike probably means
          sitting between two stools and getting the worst of all worlds" .
          Clearly this points in the direction of adding on a personality
          measurement. Policy is made more complicated as increasing the
          entry price of crime {i.e. the level of punishment)does not
          guarantee the required deterrence. Perverse i.e. positive
          relationships may be found without recourse to an income and
          substitution effect or something even more elaborate involving
          risk attitudes and/or portfolio theory.

          CAN MARGINAL PRODUCT BE NEGATIVE?
                The usual restrictions on the production function would
          dictate the impossibility of negative marginal products. Taking
          up the insight of Leibenstein(1982) we can offer a variations in
          X inefficiency story that is consistent with negative marginal
          products.  In Cameron(1991a) the regression results for the
          police production function shows a zone of negative marginal
          product. Adding policemen may lead to a fall in clearance rates
          because there is more 'shirking'. Individuals may reduce their
          own effort supply because they perceive that there is less need
          for it as there is a greater sum of effort to be expected from
          others when the need of others is increased. Increasing the
          number of individuals in a workplace may also provide scope for
          opportunistic behavior. In concrete terms workers may be

          allocated to duties which have a higher personal consumption and
          lower investment element. In police force terms larger forces may
          mean that special units can be formed to do work which is more
          interesting and stimulating to officers even though its ultimate
          payoff may be slight or non existent.  Problems remain in
          explaining the up turn in the relationship at higher levels of
          policing. A Leibenstein type explanation of this would focus on
          the degree of departure from maximizing behavior exhibited by
          police force managers. Leibenstein's 1982 paper offers a three
          stage process description of behavior.  Firstly, individuals
          behave according to habit or convention rather than seeking to
          maximize. Second, if pressure on them mounts they adopt a more
          deliberative form of behavior and finally if a high degree of
          pressure is felt they become completely calculative. The up turn
          here could be seen as the response to a high degree of pressure.

          ARE DRUG ADDICTS RATIONAL?
                 There have been recent moves to treat addiction, which
          would traditionally have been regarded as non-rational problem
          behaviour, as a case of rational choice [see e.g. Becker &
          Murphy(1988), Becker(1992)]. Becker defines an addiction as
          "simply a strong habit" [Becker(1992),p.329] where a habit is
          defined as a dependency of consumption on past levels. This is
          "harmful or 'bad' if greater present consumption lowers future
          utility " [ibid.p328] p.328]. An individual with a strong bad
          habit/ addiction is thus someone prone to make cognitive errors

          who may therefore have an incentive to seek to correct these or
          even sign themselves into an institution for a period of
          short-run disutility. If the indidividual has the extreme
          rationality of Becker models then they can manage their addiction
          without recourse to such corrections. Akerlofian cognitive
          dissonance can be deployed to bridge over this gap. If we took it
          to its logical conclusion then we would end up viewing insanity
          as the end product of a rational choice process where the mind
          has lapsed permanently into a created world because dealing with
          the 'real' world would threaten the existence of the body. This
          would arise where the cognitive filter breaks down totally and
          the individual is no longer able to juggle the multiple states of
          mind in which they exist. It is at this point that a cure, such
          as formal therapy, may be sought. For cases of incongruity of
          behaviour with stated meta preferences then the same argument
          applies but the indidivual merely faces less psychic strain of
          reconciling the two states of the world.

                It is interesting that Becker's discussion of
          addiction treats it as differing from habit only in degree rather
          than kind. This is an entirely correct and logical deduction if
          one holds to mainstream economic theory as the suitable model of
          human behaviour. Attempts to widen this model in terms of self
          control, dual preferences, Akerlofian cognitive dissonance etc.
          do nothing to change the essence of Becker's position as they are
          still an "an only slightly-modified utilitarianism".

          [McCain(1990a,p.78)]. This is why multiple utility is seen as
          futile by some microeconomists [e.g.Levy(1988)] as it merely
          introduces complicating detail into the standard model.

                Humanistic psychologist Eric Fromm treats addiction as
          derivative of neurotic cravings:
          "To crave that which is harmful is the very essence of mental
          sickness. Every neurosis thus confirms the fact that pleasure can
          be in contradiction to man's real interest" (Fromm,1944,p.180)
          This is a difference of kind rather than degree as needs or wants
          are viewed as non-homogeneous. Neurotic cravings are seen as
          different from 'normal' tastes. Becker ignores the process
          leading to cravings treating them as a by-product of a standard
          rational choice process. In mainstream economics it does not make
          sense to say that pleasure is in contradiction to one's real
          interest as one's real interest is the pursuit of pleasure.

                Some therapists [see e.g. Mahony & Waller(1992,pp.173-175]
          regard addiction as emanating from a narcissistic disorder.
          Narcissistic conflicts arise where an individuual blocks or
          internalizes aggressive impulses towards love objects under
          pressure from a frustrating environment. Such feeelings are
          trapped in the non-verbal stage of development and may require
          non-verbal (arts therapeutic) regression to the stage of fixation
          in order that they be explored. In terms of multiple preference
          models, such individuals in normal cirumstances are 	not able to

          be overtly conscious	 of the self which is associated with the
          ideal set of preferences. Their experience is one of conflict
          between actual preferences and the knowledge that they are not
          the preferred state. A cycle of addiction is here different from
          in the Becker model. It would represent a build up of tension and
          aggression spilling over into frustration at inability to
          discover and enforce 'true meta-preferences'.

                It should be apparent that a therapeutic approach to
          addiction or a Hare & Gillett approach does not readily tell you
          which variables to put in your regression. This arises because of
          a fundamental shift in the self or personality. My earlier
          examples fit in to the bolt on psychological variant of
          psychological economics. I would contest that a piece of story
          telling such as the therapeutic approach to drug taking should
          not be rejected in favour of the supposed neutral scientific
          objectivity of a regression. A regression is just as much a
          story as the conclusions drawn are backed up by rhetoric [see
          e.g.McClelland ( 1985) and very often the methodology specified
          is not used [Darnell(1989)].


          VII. CONCLUSION.
                This paper has explored the issue of 'psychologizing'
          economics. Past attempts have been considered with the conclusion
          that a type of psyhchological economics which bolts on a

          pscyhological variable or two will prove acceptable to the modern
          neoclassical who will not be as histrionic as Robbins. Fundamental
          recasting is not so likely to be accepted not least because it
          seems to involve learning new skills and a shrinkage in the
          applicability of the old skills of calculus applied to a few
          simple assumptions.   Earl(1990a) is very much in favour of bolt
          on approaches; he seems to be saying 'come on in the water is
          lovely' whereas for a strict neoclassical worldview which
          encompasses general equilibrium and welfare economics the water
          may be full of sharks.



          REFERENCES
          Akerlof,G.& Dickens,W.T. 1982. The economic consequences of
          cognitive Dissonance.American Economic Review,72 307-319
          American Psychiatric Association, 1987. Diagnostic and
          statistical manual of mental disorders.  3rd. edition.
          Washington D.C.
          Aristotle, Nicomachean Ethics
          Ausubel,L.M. 1991. The Failure of Competition in the Credit Card
          Market. American Economic Review 81(1) 50-81
          Bartlett,R.L.,Grant,J.H. & Miller,T.I.1990. Personality
          Differences and Executive Compensation. Eastern Economic Journal.
          15(3) 187-195
          Becker,G.S. & Stigler,G.J.1977. De Gustibus non est Disputandum.
          Journal of Political Economy 67(1)
          Becker,G.S. & Murphy,K.M.1988. A theory of rational addiction.
          Journal of Political Economy. 96(4) 675-700
          Berger,P. & Luckman,T. 1971. The Social Construction of Reality.
          Peunguin Books, Harmondsworth.
          Black,R.D.C. 1970. Introduction to Jevons,W.S. The Theory of
          Political Economy. Pelican Classics, Harmondsworth.
          Brennan,T.J. 1989. A methodological assessment of multiple
          utility frameworks. Economics and Philosophy ,5 189-208.
          Buchanan,J.M.1969. Is Economics the Science of Choice? reprinted
          in his, What Should Economists Do?,1979, Liberty Press,
          Indianapolis.

          Cameron,S.1982 Charles Stanton Devas' Ethical Political Economy:
          A Neglected Contribution to Social Economics, Review of Social
          Economy 40(1) April 43-62
          Cameron,S.1988 The Economics of Crime Deterrence: A Survey of
          Theory and Evidence,Kyklos 41(2) June 301-323
          Cameron,S.1989 A Subjectivist Perspective on the Economics of
          Crime. The Review of Austrian Economics 3 33-42
          Cameron,S.1991. Personal debt crises: an economic approach.
          International Review of Applied Economics 5(3) (w. D.Golby)
          310-324
          Cameron,S. 1991.a. Policing in the Uneconomic Zone of the
          Production Function. Journal of Socio-Economics 20(3) 3??-3??
          Cameron,S.1993.The Demand for Capital Punishment. International
          Review of Law and Economics. 13(1) 47-59
          Cameron,S. 1993a A Review of the Econometric Evidence on the
          effects of Capital Punishment. Journal of Socio-Economics. 23(4)
          Fall 197-214
          Cameron,S.1994. Household Debt Problems: Towards a
          Micro-Macro Linkage. Review of Political Economy 6 (2) July
          205-220
          Cattell,R.B.1967. The Scientific Analysis of Personality. Penguin
          Books, Harmondsworth.
          Chan,S. 1982. Expert judgements under uncertainty: some evidence
          and suggestions. Social Science Quarterly 63(3) 428-444
          Coats,A.W.1976, Economics and psychology; the death and
          resurrection of a research programme in Latsis,S.(ed.) Method and

          Appraisal in Economics, Cambridge University Press
          Cohen,P.S. 1967. Economic Analysis and Economic Man: Some
          Comments on a Controversy.pp.91-118 in Firth,R.(ed.)1967. Themes
          in Economic Anthropology. Tavistock Publications,London.
          Chrystal,K.A.1991. Consumer Debt: Whose Responsibility? , Social
          Affairs Unit, London.
          A.Darnell,1989. "General to specific modelling": A methodological
          perspective British Review of Economic Issues 11(25) 53-88
          Douglas,P.H.1924. The reality of non-commercial incentives in
          economic life. pp.153-188 in Tugwell,R.G.(ed.), The Trend of
          Economics, Knopf.Binghampton, New York.
          Douglas,M. & Isherwood,B. 1978. The World of Goods. Allen Lane
          Earl,P.E. 1990. Monetary scenarios. Edward Elgar.
          Earl,P.E.1990a. Economics and psychology: a survey.Economic
          Journal 100 718-755
          Earl,P.E. 1991.The complementarity of economic applications of
          cognitive dissonance theory and personal construct theory. In
          Lea,S.,Webley,P. & Young,B. 1991. New directions in economic
          psychology , Aldershot, Edward Elgar
          Eichner,A.S.(eds.) 1979. A Guide to Post-Keynesian
          Economics.M.E.Sharpe, New York.
          Etzioni,A.1986. Rationality is anti-entropic. Journal of
          Economic Psychology 7(1) 17-36
          Etzioni,A. 1987. Toward a kantian socio-economics. Review of
          Social Economy, 45(1) 37-47
          Eysenck,H. 1970.  Crime and Personality. Paladin,London.

          Fromm,E. 1949. Man for himself. Routledge, Kegan and Paul.
          Faber,R.J. & O'Guinn,T.C. 1987. Compulsive consumption and credit
          abuse.  In Understanding economic behavior Volume 1, Papers
          presented at IAREP colloqium,Ebeltoft,Denmark. 283-298
          Festinger, L. 1957. A theory of cognitive dissonance
          Stanford, California, Stanford University Press.
          Fromm.E.1949. Man for himself. Routledge and Kegan Paul.London.
          Furnham,A.,Lewis,A. & Webley,P.1994. The New Economic Mind.
          Gilad,B.,Kaish,S. & Loeb,P.D. 1987. Cognitive dissonance and
          utility maximisation. Journal of Economic Behavior and
          Organization, 8 61-73
          Hadjimatheou,G. 1987. Consumer economics after Keynes. Theory and
          evidence of the consumption function. Brighton,Wheatsheaf Books.
          Harre,r. & Gillett,G. 1994, The Discursive Mind, Sage
          Publications
          Heiner,R. 1983. The Origin of Predictable Behavior. American
          Economic Review 73(4) 560-595
          Hellinger,F.J.1990. Forecasting the number of AIDS Cases: An
          analysis of two techniques. Inquiry, 27 212-224
          Hudson,J. & Jones,P.1994. Testing for self interest: The Economic
          Person in Sociological Context revisited. Journal of Socio-
          Economics. 23(1/2) 101-112
          Ito,T. 1990. Foreign Exchange Rate Expectations: Micro Survey
          Data. American Economic Review. 80(3) 434-449.
          Jowell,R.,Witherspoon,S. & Brook,L.(eds.) 1988. British Social
          Attitudes: the 5th report. Gower Press.

          Kets de Vries,M.F.R., & Miller,D. 1988. Personality,culture and
          organization. In Albanese,P.J. (ed.) Psychological foundations
          of economic behavior, New York,Prager.
          Kets de Vries,M.F.R.1989. Prisoners of Leadership. John Wiley.
          New York.
          Koppl,R.1991. Retrospectives: Animal Spirits. Journal of Economic
          Perspectives. 5(3) 203-210
          Kruglanski,A.W. & Ajzen,I. 1983. Bias and Error in Human Judgement
          European Journal of Social Psychology 13(1) 1-44
          Knight,F. 1948. Risk,Uncertainty and Profit. London School of
          Economics Reprints of Scarce Tracts in EConomic and Political
          Science.
          Landsberger,M. & Melijson,I. 1990. Lotteries,Insurance and
          Star-Shaped Utility functions. Journal of Economic Theory 52(1)
          1-17
          Langer,E.1975. The illusion of control. Journal of Personality
          and Social Psychology 32(2) 311-328
          Latsis,S.1972. Situational determinism in economics. British
          Journal for the Philosophy of Science. 23 207-245
          Lazear,E.P. 1991. Labor Economics and the Psychology of
          Organizations. Journal of Economic Perspectives. 5(2) 89-110
          Leibenstein,H.1982. The Prisoners' Dilemma in the Invisible Hand:
          An Analysis of Intrafirm Productivity. American Economic Review
          72  92-97
          Levy,D. 1988. Utility-enhancing consumption constraints.
          Economics and Philosophy 4(1) 69-88

          Lloyd,P. 1988. The Control of AIDS: Sanctions versus Incentives.
          Paper presented to the Australian Economic Congress,Canberra.
          Machina,M.1989. Dynamic consistency and non-expected utility
          models of choice under uncertainty. Journal of Economic
          Literature. 27 1622-1668
          Maital,S. 1982. Minds,markets and money. New York,Basic
          Books.
          Maital,S. & Maital,S.L 1994. Is the future what it used to be? a
          behavioral theory of the decline of saving in the west.Journal of
          Socio-Economics 23(1/2) 1-32
          Marcuse,H.1964. One Dimensional Man. Boston, Beacon Press.
          Maslow,A.H.1971. The Farther Reaches of Human Nature.
          D.McCloskey, 1985 .The rhetoric of economics, University of
          Wisconsin Press
          McCain,R.1990. Impulse filtering: A new model of freely willed
          economic choice. Review of Social Economy ,48(2) 125-143
          McCain,R.1990a. Humanistic Economics Again. Forum For Social
          Economics. 19(2) 78-87
          Mirowski,P.1991.  The When, the How and the Why of Mathematical
          Expression in the History of Economic Analysis. Journal of
          Economic Perspectives. 5(1) 145-157
          O'Guinn,T.C. & Faber,R.J.1989. Compulsive buying: A
          Phenomenological Explanation. Journal of Consumer Research. 16
          147-157
          Oxley,L.1988. Australian Economic Congress 1988. Journal
          of Economic Surveys 2(4) 377-383

          Piaget,J.1973. The Child's Conception of the World. Paladin,
          London.
          Ray,J.L.1982. Attitude to the death penalty in South Africa with
          some international comparisons. Journal of Social Psychology 116
          287-288
          Robbins,L. 1932. An Essay on the Nature and Signficiance
          of Economics.
          Schelling,T. 1984. Self command in practice, in policy, and in a
          theory of rational choice. American Economic Review 74(2) 1-11
          Shefrin,H.M. & Thaler,R.H.1988. The behavioral life cycle
          hypothesis. Economic Inquiry ,26(4) 609-633
          Sinha,T.1988. Life cycle model of accumulation on trial: An
          eclectic survey. Quarterly Journal of Business and Economics
          27(1) 83-103
          Taylor,L.D. 1988. A model of consumption and demand based on
          Apsychological opponent processes, pp 35-57 in Albanese,P.J. (ed.)
          Psychological foundations of economic behavior, New York,Prager.
          Thaler,R. & Shefrin,H.M. 1981. An economic theory of self
          control. Journal of Political Economy 89 392-406
          Veblen,T. 1898. The instinct of workmanship and the irksomeness
          of labor. American Journal of Sociology. 4 reprinted in
          Ardrizonni,L.(ed.) Essays in our changing social order. New York
          Viking Press 1943.
          Veblen,T. 1904. The theory of business enterprise. [edition used
          was 1978 reprint ed. Dowd,D. ,Transaction Books,New Brunswick,

          New Jersey.
          Vernon,M.D.1969. Human Motivation. Cambridge University Press.
          Weinstein,N.D. 1980. Unrealistic Optimism About Future Life
          Events. Journal of Personality and Social Psychology. 39(5)
          806-820
          Weisskopf,W.A.1965. Economic Growth versus Existential
          Balance. Ethics. 75(2)