This is an unpublished paper which follows on from :
          Victim Compensation Does Not Increase the Supply of Crime.
          Journal of Economic Studies 16(4) 1989 53-60



          ARE THERE ABSOLUTE CRIME INDUCEMENT EFFECTS OF VICTIM COMPENSATION?
          I. INTRODUCTION
                 The provision of public assistance to crime victims has
          come under strong criticism from public choice economists
          [Meiners(1977,1978) Magaddino(1973)].  They identify two major
          problems. Firstly, the supply of crime may increase due to 'moral
          hazard' induced by the compensation payments [Becker &
          Ehrlich(1972)].  Secondly, those responsible for administering
          the system of payments will pursue their own self interest to the
          extent of expanding the compensation program beyond its optimal
          size. Despite the confidence with which these opinions are held
          there has been little attempt to test them.  A recent paper by
          Cameron(1989) fails to find any support for the first argument.
          The purpose of this paper is to take into account certain
          limitations in Cameron's paper which looked only at marginal
          inducement effects on the supply of crime. In it, crime rates
          were regressed on the probability and size of compensation
          awards. Such an approach limits the sample size so that the
          absolute inducement effect can not be studied i.e there is no
          comparison of crime rates between states with schemes and those
          without them.
                This paper studies the absolute inducement effect
          by estimating crime supply functions which contain a dummy
          variable for the presence of a victim compensation scheme. The
          age of the scheme is also take into account. Some
          support for the public choice school approach is found, for the
          case of rape, when a restricted from of the supply function is
          used.  The addition of further socio-economic variables results
          in a null effect of victim compensation scheme presence.  No
          support is found for any of the equations used for assaults.

          II.  THEORETICAL BACKGROUND.
                  In the absence of a compensation scheme individuals are
          expected, in the traditional economic approach to crime
          [Becker(1968),Cameron(1988)],to respond to the possibility of
          crime in terms of maximizing subjective expected utility. The
          presence of a compensation scheme increases individual welfare as
          it adds to expected wealth. It should have substitution as well
          as income effects. In the absence of compensation individuals
          should optimize with crime avoidance strategies such as choosing
          particular methods of coming home late at night or carrying
          weapons or alarms. The might also reduce the 	ex post	costs of
          victimization by carrying less money and valuables or having some
          form of insurance to cover recovery costs.  The aforementioned
          activities involve the loss of potential production or
          consumption. The possibility of state provided compensation
          should cause substitution away from private protection and
          insurance towards more private production and consumption. Thus
          compensation awards provide a subsidy to risk taking; this is
          commonly known as the moral hazard proposition. The propensity
          to apply for compensation will be some function of information.
          It is well documented that not all those eligible for state
          provided benefits actually take them up. In a world of full
          information and optimizing behaviour individuals would be
          expected to weigh up the expected marginal costs of applying
          against the expected marginal gains of an application. In
          Cameron(1989) a strong informational approach was taken as
          claimants were expected to respond at the margin to small changes
          in the expected value of awards and success of claims. Lack of

          information can be an important constraint on victim compensation
          programs; for example, Fujii & Mak(1979) report that many
          victimized visitors to Hawaii leave without being aware of their
          rights to apply for compensation. Lack of,or costly, information
          may lead to satsificing which consequently involves behavioural
          modification that does not take place at the margin. Individuals
          may modify their behaviour if they are aware of a scheme.  In
          terms of the 'moral hazard' scenario potential victims become a
          bit more lax in self-protecting behaviours because they think
          they might qualify for some victim compensation.  A satisficing
          approach thus implies absolute rather than marginal crime
          inducement effects. The presence of a scheme should decrease self
          protection levels and thereby increase crime rates. Increasing
          the generosity of a scheme may not influence behaviour unless
          there is sufficient accompanying publicity which is also regarded
          as credible.
                If people satisfice they may exhibit a degree of rational
          ignorance in that they may not be aware that schemes exist.  A
          reasonable hypothesis is that people are more likely to be aware
          of a scheme the longer it has been in existence. We can allow
          for this in the econometric work by including the age of the
          scheme as an independent variable.
                There is a counter to the 'moral hazard' argument. This is
          that victim compensation schemes may actually deter crimes.
          Catching perpetrators of crimes is well nigh impossible without
          the cooperation of the victim. A condition of compensation
          schemes is (see below) that victims collaborate with the police.

          This may produce an exogenous upward shift in the police
          production function.  If we accept that this will deter crime,
          which is by no means well established [see Cameron(1988)] then a
          case could be made that the schemes will reduce crime rather than
          increase it. 1

          III.  INSTITUTIONAL BACKGROUND.
                Victim compensation schemes have been introduced at the
          state level. By 1980, 30 states had schemes. available Although
          the first scheme began in 1965, victim compensation is primarily
          a mid to late 70's phenomenon as is clearly demonstrated by Table
          I. All payments are subject to discretion and can be made only if
          certain criteria are met.

          These are:
          (a) the crime must be unprovoked and carried out by a
          non-relative of the victim
          (b) victims must co-operate with the
          police in the further pursuit of the offender
          (c) there is usually an income requirement which excludes richer
          victims of crime
          (d) compensation is usually paid only to victims of violent
          crime.
                Given these conditions and the distress which would attend
          complying with them it seems difficult to believe in the
          anti-compensation position of Blackorby & Donaldson (1988) who
          allege that "if rape victims are offered cash 	everyone has an
          interest in qualifying	"(p.691).


          IV.EQUATION SPECIFICATION.
                      We investigate the inducement effects of victim
          compensation by estimating crime supply equations for rape and
          aggravated assault.  These are the most suitable index crimes as
          others do not generally by themselves bring eligibility for
          benefits.  The average award and award probability variables in
          the Cameron(1989) equation are replaced by VCDUM which equals 1
          for states which have a scheme and 0 otherwise. To control for
          the possible influence of other variables HOUSE and the
          respective clearance rates CRRAPE and CRAGASS are used.
                 HOUSE, a measure of population turnover is a portmanteau
          variable. It captures three sets of factors:
          (i) implicit surveillance; stable populations mean that criminals
          are more easily found to be suspicious
          (ii) risk shifts; newer residents are less well informed about
          the safest way to conduct themselves in the neighbourhood
          (iii) economic activity; more families will move into an area
          which is expanding.
          This variable was chosen in part in the earlier paper because of
          the small sample size.  Given the larger sample used in this
          paper we added some of the variables commonly used in models of
          crime.
                The variables used are personal income (PINC), unemployment
          rate (UR), poverty (POV), and the percentage of the population
          black (PCBLK). PCBLK is expected to have a positive coefficient
          because the inducements to crime for blacks are greater i.e. they
          face worse labour market conditions etc. There is no suggestion
          that blacks are more likely 	ceteris paribus	 to perform crime and

          indeed there is no evidence of this [Gyimah-Brempong(1986)]. The
          UR and POV variables are usually [see e.g.Ehrlich(1973)]
          expected to have a positive sign on the grounds that they make
          crime more attractive to a larger section of the population.  The
          income variable is often regarded as a proxy for 'loot' in that
          higher incomes mean there is more to steal. There is of course
          the opposite effect that higher income may mean that there is
          less need to steal.
                  The effects of the above variables are rationalized in
          terms of subjective expected utility [see e.g. Ehrlich(1973)] but
          they might just as readily pick up environmental influences. This
          seems particularly likely in the case of personal crime.  To take
          the Chicago model seriously we have to believe that a rapist
          might sit down and calculate precisely that a 10% wage rise means
          it is not worth his while to carry on raping as the opportunity
          costs are too great.
                The sources and definitions of all variables are given in
          Table I.
          V.RESULTS.
                 The basic equations replicating Cameron(1989) i.e.
          regressions of crime rates on HOUSE, clearance rates and the
          compensation dummy do not show a significant impact of schemes on
          crime when the whole sample is used.  This is still true for
          assaults when we omit Hawaii and D.C. from the sample. However
          the restricted sample produces the following result for rapes:


          PCRAP = 0.19 -0.0045 CRRAPE + 0.014 HOUSE + 0.055 VCDUM
                 (1.41) (2.66)         (4.72)        (1.86)

          n=49    R.SQ.ADJ = 0.49  {absolute 't' ratios in brackets}
                This gives support to the public choice view as the
          coefficient on VCDUM is significant at the 5% level on a
          one-tailed test.  Its point estimate is 17.24% of the sample mean
          rape rate which seems a fairly large effect. The above
          regression does not control for the age of the scheme.  Doing
          this by adding YRVCST gives us:

          PCRAP = 0.14 -0.0035 CRRAPE + 0.014HOUSE + 0.67VCDUM -0.008YRVCST
                 (0.99) (2)            (4.87)       (1.89)     (1.74)

          n=49    R.SQ.ADJ.= 0.51  {absolute 't' ratios in brackets}

                The result for VCDUM is not altered but the YRVCST variable
          offsets the crime increasing impact of the scheme. Its negative
          coefficient indicates that the rape rate is less in newer
          schemes.  It turns out that this offset effect is very small.
          Adjusting VCDUM using the YRVCST coefficient gives us a
          differential of -0.47 for the newest scheme (1980) and -0.51 for
          the oldest (1965). These are massive point estimates given that
          the mean of the rape rate is only 0.319. It is so large it seems
          somewhat implausible suggesting that there may be severe omitted
          variable bias.

                The last equation is the most supportive of the public
          choice school that we could generate. It is open to criticism on
          the grounds that rape rate variations may well be due to factors
          discussed above which have, thus far, been omitted from the
          regressions.  Including these variables removes the significant
          impact of schemes found in the last equation. The results for
          both equations are shown in Table II.  These conclusions are not
          altered if we move back to the full sample or drop either of the
          VCDUM or YRVCST variables. Given that OLS estimation is used it
          might be argued that the estimates are inefficient as the
          covariance of the error terms in the rape and assault equations
          is ignored. This is taken account of in the SUR {seemingly
          unrelated regression} estimates shown in Table III. These do not
          provide any support for the public choice view as the
          coefficients on the compensation scheme variables are still
          insignificant.

          VI. CONCLUSION.
                The body of public choice theory has, in the past, been
          used to make propositions about potential crime behaviour in
          response to victim compensation schemes. It has been argued that
          the moral hazard problem results in an increase in crime rates
          when compensation for victims is introduced. This paper estimates
          crime supply functions for rape and aggravated assault to test
          whether there are absolute inducement effects of victim
          compensation schemes.  Very little support is found for the moral
          hazard proposition.

          FOOTNOTES.
          1. This is not taken into account in the empirical work reported
          here. Experiments with a police production function including
          victim compensation variables (not reported) failed to find a
          significant positive impact.


         REFERENCES
          Becker,Gary S. & Ehrlich,Isaac H. 1972. "Market
          Insurance,Self-Insurance and Self-Protection." 80 Journal of
          Political Economy
          Blackorby,C. & Donaldson,D.1988. "Cash versus Kind, Self Selection
          and Efficient Transfers."  78 American Economic Review 691-700
          Cameron,Samuel. 1988. "The Economics of Crime Deterrence: A
          Survey of Theory and Evidence". 41 Kyklos 301-323
          Cameron,Samuel. 1989. " Victim Compensation Does Not Increase
          the Supply of Crime". 16 Journal of Economic Studies 53-60
          Ehrlich,I.1973. "Participation in Illegitimate Activities: A
          Theoretical and Empirical Investigation". 81 Journal of Political
          Economy. 521-564
          Fujii,J. & Mak,J. 1979. "The Impact of Alternative Development
          Strategies on Crime Rates: Tourism Versus Agriculture in
          Hawaii". 13 Annals of Regional Science 42-56
          Gyimah-Brempong,K. 1986. "Empirical Models of Criminal Behavior:
          How Significant a Factor is Race?". 15 Review of Black Political
          Economy 27-44
          Magaddino,Joseph.P.1973."Crime,Victim Compensation and the Supply
          of Offenses".21 Public Policy 437-440
          Meiners,Roger.1977. "Public Compensation of the Victims of
          Crime". Ch.14. in Barnett,R.E. & Hagel,J. 1977. "Assessing the
          Criminal: Restitution,Retribution and the Legal Process".
          Ballinger. Cambridge,Mass.
          Meiners,Roger.1978. Victim Compensation: Economic,Legal and
          Political Aspects. Lexington: D.C.Heath.

          Ramker,Gerald F. & Meagher,Martin S. 1982. "Crime Victim
          Compensation: A Survey of State Programs" 46 Federal Probation
          Reynolds,Helen. 1981. Cops and Dollars. Springfield:C.C.Thomas
          Stigler,George J. 1970. "The Optimum Enforcement of Laws" 78
          Journal of Political Economy 526-536


          TABLE I: DEFINITIONS AND SOURCES OF DATA

          PCRAP = Per Capita Rapes
          PCASS = Per Capita Aggravated Assaults
          HOUSE = Percentage of Households moving into residential unit
          March 1979- March 1980
          CRAGAS = aggravated assaults dleared up divided by the number of
          aggravated assualts
          CRRAPE = rapes cleared up divided by the number of rapes
          PCBLK  = percentage of population black
          PINC  = Per Capita personal income
          UR = unemployment rate
          POV = percentage of families below the officially defined poverty
          level
          VCDUM = Dummy variable =1 if state has a victim compensation
          scheme ; zero otherwise
          YRVCST = last two digits of the year in which a victim
          compensation scheme was introduced.
          All data, except for YRVCST, refer to 1980.


          TABLE II: OLS ESTIMATES OF SUPPLY OF RAPE AND ASSAULT FUNCTIONS

Dependent Variable:     PCRAP            PCASS
Independent       Estimated           Estimated
 Variable         Coefficient         Coefficient

      INT          -0.31               -0.42
                  (-1.16)             (-0.17)
     PINC           1.67e-005           2.12e-004
                  ( 0.9)              ( 1.09)
       UR           1.79e-002           7.23e-002
                  ( 2.35)             ( 0.86)
      POV          -1.93e-003           2.19e-002
                  (-0.26)             ( 0.27)
    PCBLK           0.59                5.59
                  ( 3.53)             ( 2.98)
    HOUSE           1.74e-002           7.45e-002
                  ( 6.66)             ( 2.6)
   CRRAPE          -2.24e-003
                  (-1.36)
   CRAGAS                              -2.94e-002
                                      ( 2.01)
   YRVCST          -2.98e-003          -1.81e-002
                  (-0.7)              ( 0.38)
    VCDUM           0.26                1.03
                 ( 0.79)             ( 0.28)         

Number of Observations    49             49
R-squared                 0.72           0.49
Corrected R-squared       0.67           0.38

          NOTES
          1. Figures in brackets are 't' ratios.


          TABLE III:SUR ESTIMATES OF SUPPLY FUNCTIONS OF RAPE AND ASSAULT

Dependent variable: PCRAP                  PCASS
Independent       Estimated             Estimated
 Variable         Coefficient           Coefficient
      INT          -0.36                 -0.11
                  (-1.60)               (-4.93e-002)
     PINC           1.88e-005             2.03e-004
                  ( 1.14)               ( 1.16)
       UR           1.84e-002             6.89e-002
                  ( 2.68)               ( 0.9)
      POV          -1.55e-003             2.22e-002
                  (-0.23)               ( 0.3)
    PCBLK           0.59                  5.55
                  ( 3.89533)            ( 3.28)
    HOUSE           1.75e-002             7.4e-002
                  ( 7.45)               ( 2.86)
   CRRAPE          -1.79081e-003
                  (-1.38)
   CRAGAS                                -3.2e-002
                                        (-2.83)
   YRVCST          -3.12e-003            -1.75e-002
                  (-0.81)               (-0.41)
    VCDUM           0.27                  0.98
                 ( 0.91)               ( 0.3)        

Number of Observations    49              49
R-squared                 0.72            0.49
Corrected R-squared       0.67            0.38
System R-squared          0.49

          NOTES
          1. Figures in brackets are 't' ratios.
          2. Equations are estimated by the Seemingly Unrelated Regression
          (SUR) method.